Legal Due Diligence Checklist Before Buying Land or Plots in Islamabad

Before executing any sale deed or releasing payment tokens, verify the following five documents without exception:

• Ownership Title Deed (Fard / Allotment Letter / Transfer Deed): Verify that the seller's name exactly matches their CNIC and the master records of the housing authority.
• NOC & Approved Layout Plan (LOP): Confirm that the society has obtained full approval from CDA, RDA, or relevant development authority.
• Non-Encumbrance Certificate (NEC): Issued by the local sub-registrar office confirming that the land is free from mortgages, court stays, or bank liens.
• Physical Possession & Demarcation Certificate: Ensure the plot exists on the ground with boundary pillars matching town planning maps.
• NDC (No Demand Certificate): Confirms all development charges, utility installation fees, and taxes are paid up to date.